The Ins and Outs of Dog Health Insurance
Wednesday, February 22, 2017 10:52:16 AM America/Los_Angeles
At DoggieLawn, our goal is to make the lives of dogs and their owners simpler and more convenient. By providing our pet grass pads, we can give pets the freedom to go to the bathroom indoors and their owners the ability to not be restrained by having to take their pets outdoors multiple times a day. We don’t merely aim to help your lives through our potty grass pads though; we also want to provide you with the knowledge needed to give you the decision-making skills to best accommodate you and your dog. One decision that we recommend thinking about is purchasing pet health insurance, which we’ll be talking about in this blog!
Companies That Provide Dog Health Insurance
While many companies provide dog health insurance, here are several of the more respected and reliable companies that offer it:
- Healthy Paws
- Trupanion
- Pet Plan
- Embrace
- Nationwide
- Pets Best
- PetFirst
- ASPCA
The Cost of Dog Health Insurance
Pricing for dog health insurance will generally run around $10 to $40 per month, though you’ll find that the most recommended plans are about $15 to $25. Many companies offer several different pricing tiers of insurance. The lower tiers may be half or a third of the cost of the higher tiers, but they don’t come with the same benefits of the higher tiers. Some lower tiers may only cover accidents while higher tiers will cover accidents in addition to illnesses and hereditary conditions. The highest tiers will usually also offer lower deductibles and be willing to pay higher annual maximum amounts.
The Advantages of Dog Health Insurance
Obviously, the major advantage of pet health insurance is that it can save your dog’s life. Dogs don’t always make the wisest decisions and sometimes they can end up trying to eat things like medicine, toys, or clothes. In these situations, your dog may get sick or that item may get stuck inside your dog, causing tremendous pain and further complications. This (or a number of other health-related problems) can occur at a moment’s notice, leaving you with the option of a shockingly high vet bill to pay or the possibility of having to put your dog down due to financial costs. If you don’t have a good amount of money lying around, you may not even have that option. The cost of veterinary care has risen tremendously over the years, making it a great idea to invest in dog health insurance just in case the worst happens.
The Disadvantages of Dog Health Insurance
Just like with regular health insurance, the downside is that you continue to pay premiums month after month even if you don’t need it. While veterinary costs may be very high, the cost of dog health insurance can add up to a large amount as well. If your dog remains healthy and doesn’t have any accidents, you may look upon it as a waste of money. In addition, you may have a difficult time getting insurance for certain breeds of dogs, older pets, and also those with previous medical conditions.
We want to see our furry friends live the longest, happiest lives possible. While pet insurance is a high priority of ours, and most people will agree that the good outweighs the bad, the decision is yours. We recommend, as you would with your own research on health care options, to fully research yours and your pets need to pick the best, most affordable option for care!
Contact DoggieLawn Today!
If you have any further questions about dog health insurance or our potty grass, please feel free to contact us online or by phone at (310) 853-8997. You can also check pet care tips at Fuzzy Rescue. If you’re interested in buying our pet grass, we encourage you to pick your plan for purchase. We look forward to hearing from you!
